Terms

Terms of Service for FotoBank.pk

Welcome to FotoBank.pk. By accessing or using our website, www.fotobank.pk (the "Site"), you agree to comply with and be bound by the following Terms of Service (the "Terms"). These Terms govern your use of the Site, including any content, features, and services offered through FotoBank.pk. If you do not agree to these Terms, please do not use the Site.

 1. Acceptance of Terms
By accessing or using FotoBank.pk, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as any future amendments. We reserve the right to modify, update, or change these Terms at any time, and your continued use of the Site will constitute your acceptance of any such changes.

 2. Account Registration and Security
To access certain features of the Site, you may be required to create an account. When registering for an account, you agree to provide accurate, current, and complete information, and to keep your account details up to date. You are solely responsible for maintaining the confidentiality of your account login credentials and for all activities under your account. If you suspect unauthorized access to your account, you must notify us immediately.

 3. Use of the Site
You agree to use FotoBank.pk solely for lawful purposes and in a manner that does not infringe the rights of others or restrict their use and enjoyment of the Site. You may not:
- Engage in activities that may harm or disrupt the Site’s functionality, such as hacking, transmitting harmful software, or overloading the system.
- Violate any applicable laws or regulations in your jurisdiction.
- Post or upload content that is illegal, offensive, or infringes on the intellectual property rights of others.

 4. Intellectual Property
All content on FotoBank.pk, including but not limited to images, designs, logos, text, and software, is the property of FotoBank.pk or its licensors and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the content solely for personal or commercial use as permitted by the terms of your purchase. You may not copy, modify, distribute, sell, or use the content for any unauthorized purposes.

 5. Purchase and License of Images
When you purchase images through FotoBank.pk, you are granted a license to use the image(s) according to the terms outlined in the image’s license agreement. The specific license for each image will be clearly stated at the time of purchase, and you agree to abide by these terms. Depending on the license type, you may not:
- Use the image in any illegal, offensive, or defamatory way.
- Resell, redistribute, or sublicense the image(s) unless explicitly permitted under the license terms.

 6. Pricing and Payment
All prices for images and services on FotoBank.pk are listed in Pakistani Rupees (PKR) and are subject to change at any time without notice. You agree to pay the full amount for your purchases, including any applicable taxes, processing fees, or other charges. Payments for digital content are processed through secure payment gateways. If you have any issues with your payment, please contact our support team.

 7. Refund Policy
Due to the digital nature of the products sold, FotoBank.pk does not offer refunds once an image or digital content has been downloaded or delivered. If you experience technical difficulties in downloading or accessing purchased images, please contact our customer support team for assistance.

 8. User Content
You may upload or submit content (such as images, reviews, or comments) to the Site. By submitting content, you grant FotoBank.pk a worldwide, royalty-free, non-exclusive license to use, display, and distribute the content as part of the Site’s services. You represent and warrant that you have the necessary rights to the content and that it does not infringe the rights of any third party.

 9. Privacy
Your use of FotoBank.pk is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Site, you consent to the collection and use of your information as described in the Privacy Policy.

 10. Termination of Access
We may suspend or terminate your access to the Site at any time, without notice, if you violate these Terms or engage in any conduct that we believe is harmful to FotoBank.pk or its users. Upon termination, your right to use the Site and any purchased content will immediately cease.

 11. Limitation of Liability
FotoBank.pk makes no representations or warranties regarding the accuracy, reliability, or availability of the Site. The Site and its content are provided "as is" and "as available," and FotoBank.pk will not be liable for any loss, damage, or inconvenience caused by the use of the Site. To the maximum extent permitted by law, FotoBank.pk’s liability shall not exceed the total amount you paid for the content in question.

 12. Indemnity
You agree to indemnify and hold FotoBank.pk, its officers, employees, and affiliates harmless from any claims, damages, losses, or liabilities arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.

 13. Governing Law
These Terms are governed by the laws of Pakistan. Any disputes related to these Terms or your use of the Site will be resolved in the courts located in [Insert City], Pakistan.

 14. Changes to the Terms
FotoBank.pk reserves the right to update or modify these Terms at any time. Any changes will be posted on this page with the updated effective date. You are encouraged to review these Terms periodically to stay informed of any updates. Your continued use of the Site after changes are posted constitutes your acceptance of those changes.

 15. Contact Information
If you have any questions or concerns regarding these Terms of Service, please contact us at:

Email: admin@fotobank.pk

By using FotoBank.pk, you acknowledge that you have read and understood these Terms of Service and agree to be bound by them.